Helping the mortgage industry manage risk.
IngletBlair > Services Offered > Quality Control / Lender Compliance
Quality Control / Lender Compliance

Today a lender's liability has never been greater, and quality control has never been more critical to helping lenders identify and mitigate risk. Loans are being audited by every party who has credit risk or default exposure. Agencies, FHA, VA, MI companies and investors are all taking an active role to ensure that lenders are in compliance with all guidelines, practicing prudent lending and using the results of their quality control programs to monitor their operations.

IngletBlair can provide you with a sound and objective quality control solution. Our quality control personnel are managed apart from your staff to maintain objective, independent results. Our underwriters will audit each loan file based on the guidelines and quality control standards for the applicable loan type. We only employ experienced, manual mortgage loan underwriter with an average of 16 years of underwriting experience. Additionally, our underwriters have DE and VA LAPP designations and are constantly kept up to date with the ever-changing world of rules and regulations.

Our quality control services include, but are not limited to:

  • Quality Control Plan review
  • Sample selection (random, adverse & discretionary)
  • Loan-level data integrity review
  • Document re-verifications
  • Adherence to national, state and local lending laws
  • Fraud reviews and 4506 Transcripts
  • Lien searches
  • Legal and closing documents and disclosure accuracy
  • Automated underwriting verification and required documentation

IngletBlair has a strong belief that the strength of our company lies in the people we employ, but that has not prevented us from using state-of-the-art underwriting technology. Our PLUMS technology has the ability to capture and/or derive approximately 450 data elements and can provide tailored reports to meet the needs of each individual client.

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