Keeping abreast of the ever-changing compliance regulations issued by federal, state and local entities is a daunting task for which sever penalties can be imposed for compliance failures. Our web-based software is easy to use and allows your team to populated the necessary data points and test compliance immediately. Our compliance engine performs the same analysis as the buyers and sellers of your loans will perform. Our process will help ensure the salability of our loans. Our review includes:

• Federal laws such as HOEPA and Section 32
• Over/under disclosures of APR
• Predatory lending regulations
• RESPA disclosures
• TILA / Reg Z calculations
• GSE specific tests
• Right of rescission
• State high-cost test
• State specific prepayment penalties
• Payment stream re-calculation